saving money – Money Guy

2026 Tax Guide

matt@moneyguy.com — Thu, 19 Feb 2026 22:09:26 +0000

Know the tax rules so you can keep more of what you earn.

Ever wonder what the highly trained professionals use to tax plan? Wonder no more! We’ve assembled the ultimate tax guide you can download and reference as you prepare your taxes this year. After all, the more money you can save on taxes, the more money you have for your army of dollar bills, getting you that much closer to reaching your financial goals.

Common Tax Planning Questions We Answer:

What tax bracket am I in for 2026?
How much can I contribute to my 401(k) or IRA this year?
What’s the difference between marginal and effective tax rates?
When do Roth IRA income phaseouts start in 2026?

What’s Inside the 2026 Tax Guide:

This free downloadable guide provides the essential tax information you need for 2026 tax planning:

2026 tax brackets and rates – See taxable income ranges, marginal rates, and tax liability for both Married Filing Jointly and Single filers
Key tax definitions – Understand marginal tax rate, effective tax rate, and tax liability
Standard deductions – Know the deduction amounts for your filing status
Contribution limits – See 2026 limits for 401(k)s, IRAs, HSAs, and other tax-advantaged accounts
Social Security wage base – Know the 2026 taxable wage limit of $176,100 for Social Security taxes

For more, download your free copy of the 2026 Tax Guide and learn how to legally avoid paying more taxes than you need to.

Ready to dive deeper? Read Money Guy’s Top Tax Planning Strategies to discover our favorite tactics for reducing your lifetime tax bill, and explore our Financial Order of Operations to ensure you’re prioritizing tax-advantaged accounts in the right order.

This Money Trend Is Going Viral…Is It Dangerous?

Daniel May, CFP® — Wed, 30 Jul 2025 16:00:31 +0000

You’ve probably heard of revenge spending, a money trend that took off in the years following the pandemic. But now there’s a new money trend taking Gen Z and millennials by storm—and we kind of love it.

Financial Advisors React to BONKERS Financial Advice

matt@moneyguy.com — Mon, 02 Jun 2025 12:00:58 +0000

We dive into the internet’s most chaotic financial “wisdom,” debunking bad advice and revealing the smarter path to financial independence.

What It Really Takes to Be in the Top 10% Financially

Daniel May, CFP® — Wed, 28 May 2025 12:00:12 +0000

A lot of people hear "top 10%" and picture billionaires like Jeff Bezos or Warren Buffett. While they are technically part of that group, they don't reflect what it actually takes to be in the top 10% of Americans by net worth—and the truth might surprise you.

Is Everyone Doing Better With Their Money… or Just Faking It?

Daniel May, CFP® — Wed, 21 May 2025 12:00:06 +0000

Sometimes it feels like everyone else has their financial life together—vacations, new homes, fancy cars—especially when you scroll through social media. But is this the real picture or just a highlight reel?

How to Double Your Savings (And Accelerate Financial Independence)

Daniel May, CFP® — Wed, 14 May 2025 12:00:47 +0000

Whether you're feeling financially lost and looking for a starting point, or you’ve already locked into good habits like budgeting, cutting back, and skipping that morning coffee—but still feel like it's not enough—this is for you.

Is Your Brain Keeping You BROKE?

moneyguy2023 — Fri, 07 Feb 2025 13:00:56 +0000

Tax Guide 2025

moneyguy2023 — Mon, 11 Nov 2024 17:50:01 +0000

Know the tax rules so you can keep more of what you earn.

Common Tax Planning Questions We Answer:

What tax bracket am I in for 2025?
How much can I contribute to my 401(k) or IRA this year?
What’s the difference between marginal and effective tax rates?
When do Roth IRA income phaseouts start in 2025?

What’s Inside the 2025 Tax Guide:

This free downloadable guide provides the essential tax information you need for 2025 tax planning:

2025 tax brackets and rates – See taxable income ranges, marginal rates, and tax liability for both Married Filing Jointly and Single filers
Key tax definitions – Understand marginal tax rate, effective tax rate, and tax liability
Standard deductions – Know the deduction amounts for your filing status
Contribution limits – See 2025 limits for 401(k)s, IRAs, HSAs, and other tax-advantaged accounts
Social Security wage base – Know the 2025 taxable wage limit of $176,100 for Social Security taxes

For more, download your free copy of the 2025 Tax Guide and learn how to legally avoid paying more taxes than you need to.

The Fed Just SLASHED Rates – What You NEED To Know!

moneyguy2023 — Tue, 24 Sep 2024 14:00:09 +0000

How To Maximize Your Cash (Don’t Miss Out!)

moneyguy2023 — Fri, 13 Sep 2024 12:00:46 +0000